American Debtful System and Discussing

One of the main reasons I work out, other than to be in shape, is to balance my candy intake. I didn't get a chance to work out today...I'm doing Zumba tomorrow...So I think I can eat hagen daas dulce de leche ice cream...I think it's a great idea, since I'm going to the dentist tomorrow morning...I just wanted to get my guilt out...
OKAY...my main concern of the days...My italian blood is flowing very passionately right now..(poor keyboard)
I started a Finance class today, and got into a heated discussion with the teacher. At some point, I just point blank asked "Convince me of having a FICO score"....I'm sorry, I don't get it...I managed the almost-miracle of buying a house and a car, plus doing some college, without needing to get bank loans and you want me to play with fire and work on a credit score...
My point was, instead of working on building credit, I should work on different savings accounts to make sure I'm prepared. Instead of having to run to someone who will steal my money to borrow theirs, which people shouldn't be doing anyways...People should just pay things in cash...Now, I know it is impossible for everybody (and most people) to buy everything in cash, specially a house...Nevertheless, if I have managed to do so, and I'm trying to avoid debt altogether once my house is paid of in 6 and a half years, WHY DO I WANT TO GET IN THE SYSTEM???!!!
I guess in case of an emergency...that's were I agreed to agree...I still don't buy it...I'm so stubborn, I see it, but still doesn't make total sense to me...
At the end of the class I asked the teacher if she had been irritated (or sth of the sort) by my constant rebottle to which she replied that I was so energetic, and pretty and young, that she loved me already. I take that offensively (Yes, I'm fisty today)...Does that mean that because I'm pretty (or she perceived me that way), it won't matter what comes out of my passionate mouth?? "You don't need to be smart because you are pretty" or "you are smart" (aka you are ok not being pretty)... I just think my argument power is way more appealing than any physical aspect of me, eventhough I haven't argued like this in a while...I really need to get back in the classroom to argue...Love the academic environment...Online classes are very convinient but they don't provide much of that and I need it...Specially since I'm not discussing much of anything with anybody this days at work (or in many other places)...I wish people wouldn't feel cohibited when someone argues...It sparks me up...and if people felt strongly about their point, they should feel exhiliarated to get to discuss it...I guess not everyone likes to discuss...
Discussion is something amazing...exchange that should make you question what you believe in and either change your mind or feel stronger about what you think... Whole scientific truths that we believed in for hundreds of years have been totally reshaped in just years. Nowadays, to the question "Do we know the truth now?" scientists answer "We know that we are closer to he truth". A discussion might not change your mind, however it should bring you closer to YOUR truth.
I guess now that I've let some fumes out it's time to go for ice cream and be sweet again...
I hope I got you thinking... ;)